:root{
  --green:#33cddb;
  --cyan:#33cddb;
  --dark:#0d1524;
  --text:#172033;
  --muted:#667085;
  --bg:#f7f9fb;
  --white:#fff;
  --shadow:0 14px 35px rgba(15,23,42,.10);
  --radius:18px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}
a{text-decoration:none;color:inherit}.container{width:min(1180px,92%);margin:auto}.center{text-align:center}.topbar{height:92px;background:#fff;box-shadow:0 1px 0 rgba(15,23,42,.06);position:sticky;top:0;z-index:50}.nav-wrap{height:92px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center}.brand-logo{height:68px;width:auto;display:block}.nav{display:flex;align-items:center;gap:32px;font-size:14px;font-weight:600}.nav a:hover{color:var(--green)}.btn-area{background:var(--cyan);color:#fff!important;padding:11px 18px;border-radius:8px}.menu-toggle{display:none;background:none;border:0;cursor:pointer}.menu-toggle span{display:block;width:28px;height:3px;background:#132033;margin:5px;border-radius:6px}
.hero{min-height:620px;display:flex;align-items:center;position:relative;overflow:hidden;background-image:linear-gradient(120deg,rgba(51,205,219,.35),rgba(51,205,219,.15)),url("../assets/banner-principal.jpg");background-size:cover;background-position:center}.hero-content{color:#fff;text-align:center;max-width:820px}.hero-badge{display:inline-block;margin-bottom:18px;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.25);padding:8px 16px;border-radius:999px;font-weight:700}.hero h1{font-size:clamp(36px,5vw,64px);line-height:1.05;margin-bottom:20px}.hero p{font-size:19px;margin-bottom:28px}.hero-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 24px;border-radius:8px;font-weight:800;font-size:14px;transition:.25s}.btn-light{background:#fff;color:var(--green)}.btn-outline{border:1px solid rgba(255,255,255,.75);color:#fff}.btn:hover{transform:translateY(-2px)}.hero-arrow{position:absolute;top:50%;transform:translateY(-50%);width:64px;height:64px;border-radius:50%;background:rgba(255,255,255,.12);border:2px solid rgba(51,205,219,.9);backdrop-filter:blur(8px);color:#fff;display:grid;place-items:center;font-size:44px;font-weight:700;box-shadow:0 10px 30px rgba(0,0,0,.25);z-index:5}.hero-arrow.left{left:32px;left:18px}.hero-arrow.right{right:32px;right:18px}.slider-dots{margin-top:78px;display:flex;justify-content:center;gap:8px}.slider-dots span{width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.55)}.slider-dots .active{width:26px;border-radius:12px;background:#fff}.section{padding:82px 0}.section.alt{background:#fff}.section h2{font-size:clamp(30px,3vw,44px);line-height:1.15;margin-bottom:12px}.section h2 span{color:var(--green)}.subtitle{max-width:700px;margin:0 auto 52px;color:var(--muted)}.stats-grid,.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-bottom:42px}.stat-card,.benefit-card{background:#fff;border:1px solid #eef2f7;box-shadow:var(--shadow);border-radius:var(--radius);padding:30px;text-align:left}.stat-card{text-align:center}.round-icon,.cyan-icon{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;margin:0 auto 18px;background:#effbe9;color:var(--green);font-weight:900;font-size:22px}.cyan-icon{margin:0 0 18px;background:#e7fbfe;color:var(--cyan)}.stat-card strong{display:block;color:var(--green);font-size:34px;line-height:1}.stat-card small{font-weight:700;color:#667085}.about-box,.services-box{background:#fff;box-shadow:var(--shadow);border:1px solid #eef2f7;border-radius:var(--radius);padding:34px;text-align:left;max-width:760px;margin:0 auto}.about-box p+p{margin-top:18px}.about-box strong{color:var(--green)}.benefit-card h3{font-size:18px;margin-bottom:12px}.benefit-card p{color:var(--muted);font-size:14px}.services-box{background:linear-gradient(90deg,#f6fff1,#f0fcff);text-align:center}.services-list{display:grid;grid-template-columns:1fr 1fr;gap:20px;text-align:left;margin-top:22px}.services-list li{margin:10px 0;color:#3b4758}.services-list li::marker{color:var(--green)}.bank-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.bank-grid div{padding:24px;background:#fff;border-radius:14px;border:1px solid #eef2f7;box-shadow:var(--shadow);font-weight:800}.cta{padding:88px 0;background:linear-gradient(120deg,var(--green),var(--cyan));color:#fff}.cta h2{font-size:42px;line-height:1.15}.cta p{max-width:760px;margin:18px auto 28px;font-size:18px}.cta small{display:block;margin-top:24px}.footer{background:#101827;color:#d9e2ef;padding:56px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.25fr;gap:40px}.footer h4{color:#fff;margin-bottom:16px}.footer a{display:block;margin:8px 0;color:#b9c5d6;font-size:14px}.footer p{color:#b9c5d6;font-size:14px;margin-top:12px}.footer-brand{display:flex;color:var(--green)}.copyright{margin-top:36px;padding-top:20px;border-top:1px solid rgba(255,255,255,.08);font-size:13px;color:#8ea0b8}.cookie{position:fixed;left:50%;bottom:18px;transform:translateX(-50%);background:#0d1524;color:#fff;border-radius:12px;box-shadow:var(--shadow);padding:14px 18px;display:flex;gap:16px;align-items:center;z-index:99;font-size:13px}.cookie button{background:var(--green);border:0;color:#fff;padding:9px 18px;border-radius:8px;font-weight:800;cursor:pointer}
@media(max-width:900px){.menu-toggle{display:block}.nav{position:fixed;top:72px;right:-100%;width:78%;height:calc(100vh - 72px);background:#fff;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start;padding:34px;gap:22px;transition:.3s}.nav.active{right:0}.stats-grid,.benefit-grid,.bank-grid,.footer-grid{grid-template-columns:1fr 1fr}.hero{min-height:580px;background-image:linear-gradient(120deg,rgba(51,205,219,.38),rgba(51,205,219,.18)),url("../assets/banner-mobile.jpg")}.hero-arrow{display:none}.services-list{grid-template-columns:1fr}}
@media(max-width:560px){.stats-grid,.benefit-grid,.bank-grid,.footer-grid{grid-template-columns:1fr}.topbar{height:66px}.nav-wrap{height:66px}.hero{min-height:640px}.hero h1{font-size:36px}.hero p{font-size:16px}.section{padding:62px 0}.stat-card,.benefit-card,.about-box,.services-box{padding:24px}.cta h2{font-size:32px}.cookie{width:92%;flex-direction:column;text-align:center}}

/* Dropdown Bancos Parceiros */
.nav-dropdown{position:relative}
.nav-dropbtn{border:0;background:transparent;font:inherit;font-weight:600;color:inherit;cursor:pointer;padding:0}
.nav-dropbtn:hover{color:var(--green)}
.nav-submenu{position:absolute;top:30px;left:0;width:245px;background:#fff;border:1px solid #eef2f7;border-radius:14px;box-shadow:var(--shadow);padding:10px;display:none;z-index:80}
.nav-dropdown:hover .nav-submenu,.nav-dropdown.open .nav-submenu{display:block}
.nav-submenu a{display:block;padding:10px 12px;border-radius:10px;color:var(--text);font-size:13px}
.nav-submenu a:hover{background:#f3fbf5;color:var(--green)}
.bank-grid-10{grid-template-columns:repeat(5,1fr)}
.bank-grid a{padding:24px;background:#fff;border-radius:14px;border:1px solid #eef2f7;box-shadow:var(--shadow);font-weight:800;display:block;transition:.25s}
.bank-grid a:hover{transform:translateY(-3px);color:var(--green)}

/* Lumi flutuante - Fale Conosco */
.lumi-widget{position:fixed;right:24px;bottom:92px;z-index:90;display:flex;align-items:flex-end;gap:12px}
.lumi-button{width:112px;height:112px;border:0;background:transparent;padding:0;cursor:pointer;filter:drop-shadow(0 16px 24px rgba(15,23,42,.22));animation:lumiFloat 3.2s ease-in-out infinite}
.lumi-button img{width:100%;height:100%;object-fit:contain}
.lumi-card{width:280px;background:#fff;border:1px solid #e8f0f4;border-radius:18px;box-shadow:var(--shadow);padding:18px;text-align:left;display:block}
.lumi-card strong{display:block;color:var(--green);font-size:18px;margin-bottom:6px}
.lumi-card span{display:block;color:var(--muted);font-size:13px;margin-bottom:12px;line-height:1.45}
.lumi-card a{display:inline-flex;background:linear-gradient(120deg,var(--green),var(--cyan));color:#fff;font-weight:800;border-radius:10px;padding:10px 14px;font-size:13px}
.lumi-close{position:absolute;right:94px;top:-12px;width:26px;height:26px;border:0;border-radius:50%;background:#101827;color:#fff;font-weight:800;cursor:pointer;box-shadow:var(--shadow)}
.lumi-widget.minimized .lumi-card,.lumi-widget.minimized .lumi-close{display:none}
@keyframes lumiFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}

@media(max-width:900px){
  .nav-dropdown{width:100%}.nav-dropbtn{width:100%;text-align:left}.nav-submenu{position:static;width:100%;margin-top:10px;box-shadow:none;background:#f8fbfd}.nav-dropdown:hover .nav-submenu{display:none}.nav-dropdown.open .nav-submenu{display:block}
  .bank-grid-10{grid-template-columns:1fr 1fr}
  .lumi-widget{right:14px;bottom:86px}.lumi-button{width:86px;height:86px}.lumi-card{width:230px}.lumi-close{right:72px}
}
@media(max-width:560px){.bank-grid-10{grid-template-columns:1fr}.lumi-card{display:none}.lumi-button{width:78px;height:78px}.lumi-close{display:none}}

/* Logos redondas no menu Bancos Parceiros */
.nav-submenu a{display:flex;align-items:center;gap:10px}
.nav-submenu a img{width:26px;height:26px;border-radius:50%;object-fit:cover;border:1px solid #e8f0f4;background:#fff;box-shadow:0 4px 10px rgba(15,23,42,.08);flex:0 0 auto}
.nav-submenu a span{line-height:1.2}

/* Cards de bancos com imagem */
.bank-card{padding:0!important;overflow:hidden;text-align:left;min-height:210px}
.bank-card img{width:100%;height:126px;object-fit:cover;display:block;border-bottom:1px solid #eef2f7;background:#f8fbff}
.bank-card strong{display:block;padding:16px 16px 2px;font-size:15px;color:var(--text)}
.bank-card small{display:block;padding:0 16px 18px;color:var(--muted);font-weight:600;font-size:12px}
.bank-card:hover strong{color:var(--green)}

/* Ajuste da cor principal solicitado: #33CDDB */
:root{--green:#33CDDB;--cyan:#33CDDB;--accent-dark:#0798a7}

/* Página interna de contato */
.contact-section{background:linear-gradient(180deg,#ffffff,#f4fcfd)}
.contact-box{display:grid;grid-template-columns:1.4fr .8fr;gap:24px;align-items:stretch;max-width:1040px;margin:0 auto;text-align:left}
.contact-form{background:#fff;border:1px solid #e6f5f7;border-radius:22px;box-shadow:var(--shadow);padding:28px;display:grid;grid-template-columns:1fr 1fr;gap:18px}
.contact-form label{font-weight:800;color:var(--text);font-size:14px;display:grid;gap:8px}
.contact-form input,.contact-form textarea{width:100%;border:1px solid #dbe8ee;border-radius:12px;padding:14px 15px;font:inherit;color:var(--text);outline:none;background:#fbfdff;transition:.2s}
.contact-form input:focus,.contact-form textarea:focus{border-color:#33CDDB;box-shadow:0 0 0 4px rgba(51,205,219,.14);background:#fff}
.contact-form .full{grid-column:1/-1}
.form-actions{display:flex;gap:12px;flex-wrap:wrap}.btn-primary{background:#33CDDB;color:#fff;border:1px solid #33CDDB}.btn-whatsapp{background:#25d366;color:#fff;border:1px solid #25d366}
.contact-info-card{background:#101827;color:#fff;border-radius:22px;padding:30px;box-shadow:var(--shadow);display:flex;flex-direction:column;justify-content:center}.contact-info-card h3{font-size:24px;margin-bottom:12px}.contact-info-card p,.contact-info-card li{color:#d7e6ee}.contact-info-card ul{margin-top:18px;padding-left:0;list-style:none}.contact-info-card li{margin:12px 0}

/* Filiais e mapa do Brasil */
.branches-layout{display:grid;grid-template-columns:1.4fr .75fr;gap:26px;align-items:stretch;max-width:1120px;margin:0 auto}.brazil-map-card{position:relative;min-height:620px;background:linear-gradient(135deg,#f7feff,#eefbfc);border:1px solid #dff5f7;border-radius:28px;box-shadow:var(--shadow);overflow:hidden}.brazil-map{position:absolute;inset:28px;width:calc(100% - 56px);height:calc(100% - 56px);filter:drop-shadow(0 22px 28px rgba(15,23,42,.12))}.brazil-map path{fill:#d9fbfe;stroke:#33CDDB;stroke-width:8;stroke-linejoin:round}.branch-pin{position:absolute;left:var(--x);top:var(--y);transform:translate(-50%,-50%);width:44px;height:44px;border-radius:999px;border:3px solid #fff;background:#33CDDB;color:#fff;font-size:24px;font-weight:900;display:grid;place-items:center;box-shadow:0 14px 24px rgba(15,23,42,.20);cursor:pointer;z-index:3;transition:.2s}.branch-pin:hover{transform:translate(-50%,-50%) scale(1.12);background:#101827}.branch-pin::after{content:attr(data-title) "\A" attr(data-info);white-space:pre-line;position:absolute;left:52px;top:50%;transform:translateY(-50%);width:220px;background:#101827;color:#fff;padding:13px 14px;border-radius:14px;font-size:12px;line-height:1.4;text-align:left;opacity:0;pointer-events:none;box-shadow:var(--shadow);transition:.2s}.branch-pin:hover::after{opacity:1}.branches-panel{background:#fff;border:1px solid #e6f5f7;border-radius:24px;box-shadow:var(--shadow);padding:26px;text-align:left}.branches-panel h3{font-size:24px;margin-bottom:18px}.branch-list{display:grid;grid-template-columns:1fr;gap:10px}.branch-list a{display:flex;align-items:center;justify-content:space-between;padding:13px 14px;border:1px solid #e6f5f7;border-radius:12px;background:#f8fdfe;font-weight:800;color:#243143}.branch-list a::after{content:'→';color:#33CDDB}.branch-list a:hover{background:#33CDDB;color:#fff}.branch-list a:hover::after{color:#fff}

@media(max-width:900px){.contact-box,.branches-layout{grid-template-columns:1fr}.brazil-map-card{min-height:520px}.contact-form{grid-template-columns:1fr}.form-actions .btn{width:100%;justify-content:center}.branch-pin::after{left:auto;right:52px;width:190px}}
@media(max-width:560px){.brazil-map-card{min-height:430px}.branch-pin{width:34px;height:34px;font-size:18px}.branch-pin::after{display:none}.contact-form,.contact-info-card,.branches-panel{padding:22px}}

/* Filiais e mapa do Brasil */
.branches-layout{display:grid;grid-template-columns:1fr;gap:26px;align-items:stretch;max-width:1040px;margin:0 auto}.branches-layout.map-only{max-width:980px}.brazil-map-card{position:relative;min-height:650px;background:radial-gradient(circle at 30% 20%,#ffffff 0,#f0feff 28%,#dff8fb 68%,#c7f1f5 100%);border:1px solid #dff5f7;border-radius:32px;box-shadow:0 30px 70px rgba(7,28,40,.14);overflow:hidden;isolation:isolate}.map-3d::before{content:'';position:absolute;inset:42px 62px 38px;border-radius:50%;background:radial-gradient(circle,rgba(51,205,219,.22),transparent 68%);filter:blur(12px);z-index:0}.map-3d::after{content:'Brasil • Filiais';position:absolute;left:28px;top:28px;background:rgba(255,255,255,.76);backdrop-filter:blur(10px);border:1px solid rgba(51,205,219,.25);border-radius:999px;padding:10px 16px;font-weight:900;color:#071c28;box-shadow:0 14px 30px rgba(7,28,40,.10)}.brazil-map{position:absolute;inset:30px 60px 25px;width:calc(100% - 120px);height:calc(100% - 55px);z-index:1;transform:perspective(900px) rotateX(6deg) rotateZ(-2deg);filter:url(#mapShadow)}.brazil-map .map-depth{fill:#109baa;transform:translate(14px,18px);opacity:.75}.brazil-map .map-face{fill:url(#brasil3d);stroke:#fff;stroke-width:8;stroke-linejoin:round}.brazil-map .map-highlight{fill:rgba(255,255,255,.22);stroke:rgba(255,255,255,.45);stroke-width:3;stroke-linejoin:round}.branch-pin{position:absolute;left:var(--x);top:var(--y);transform:translate(-50%,-50%);min-width:46px;height:46px;padding:0 9px;border-radius:999px;border:3px solid #fff;background:#071c28;color:#fff;font-size:13px;font-weight:1000;display:grid;place-items:center;box-shadow:0 18px 28px rgba(7,28,40,.28), inset 0 -4px 0 rgba(255,255,255,.12);cursor:pointer;z-index:3;transition:.2s}.branch-pin::before{content:'';position:absolute;left:50%;top:100%;width:3px;height:26px;background:#33CDDB;transform:translateX(-50%);box-shadow:0 8px 14px rgba(7,28,40,.24)}.branch-pin:hover{transform:translate(-50%,-50%) scale(1.13);background:#33CDDB;color:#071c28}.branch-pin::after{content:attr(data-title) "\A" attr(data-info);white-space:pre-line;position:absolute;left:56px;top:50%;transform:translateY(-50%);width:245px;background:#071c28;color:#fff;padding:14px 16px;border-radius:16px;font-size:12px;line-height:1.45;text-align:left;opacity:0;pointer-events:none;box-shadow:0 18px 38px rgba(7,28,40,.28);transition:.2s}.branch-pin:hover::after{opacity:1}.branch-pin:nth-of-type(n+9)::after,.branch-pin:nth-of-type(8)::after{left:auto;right:56px}.branches-panel{display:none}


@media(max-width:900px){.branches-layout{grid-template-columns:1fr}.brazil-map-card{min-height:560px}.brazil-map{inset:45px 20px 20px;width:calc(100% - 40px);height:calc(100% - 70px)}.branch-pin::after{left:auto;right:52px;width:200px}.branch-pin:nth-of-type(n+7)::after{right:auto;left:52px}}
@media(max-width:560px){.brazil-map-card{min-height:470px;border-radius:24px}.map-3d::after{font-size:12px;left:18px;top:18px}.branch-pin{min-width:34px;height:34px;font-size:10px;border-width:2px}.branch-pin::before{height:18px}.branch-pin::after{display:none}}

/* Mapa 3D em imagem gerada */
.brazil-map-image-card{
  width:100%;
  max-width:1180px;
  margin:0 auto;
  background:linear-gradient(135deg,#f7feff,#e8fbfd);
  border:1px solid #dff5f7;
  border-radius:32px;
  box-shadow:0 30px 70px rgba(7,28,40,.14);
  overflow:hidden;
}
.brazil-map-image-card img{
  display:block;
  width:100%;
  height:auto;
}
@media(max-width:768px){
  .brazil-map-image-card{border-radius:22px;}
}

/* ===== Estrutura premium aplicada conforme referência enviada ===== */
.topbar{
  height:112px;
  background:#fff;
  box-shadow:0 1px 0 rgba(15,23,42,.06), 0 14px 30px rgba(15,23,42,.03);
}
.nav-wrap{height:112px;}
.brand-logo{
  height:96px;
  max-width:230px;
  object-fit:contain;
}
.nav{
  gap:38px;
  font-size:16px;
  font-weight:800;
  color:#111827;
}
.nav a,.nav-dropbtn{position:relative;}
.nav a:hover,.nav-dropbtn:hover{color:#0db5c4;}
.nav-active{color:#0db5c4!important;}
.nav-active::after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  bottom:-18px;
  height:3px;
  border-radius:999px;
  background:#33CDDB;
}
.btn-area{
  display:inline-flex!important;
  align-items:center;
  gap:10px;
  background:#33CDDB;
  color:#fff!important;
  padding:17px 28px;
  border-radius:10px;
  box-shadow:0 14px 26px rgba(51,205,219,.28);
}
.area-icon{font-size:18px;line-height:1;}

.hero-premium{
  min-height:760px;
  align-items:flex-start;
  padding-top:72px;
  background-image:
    radial-gradient(circle at 62% 38%, rgba(51,205,219,.10), transparent 28%),
    linear-gradient(90deg, rgba(3,29,41,.92) 0%, rgba(5,52,65,.82) 34%, rgba(3,35,48,.42) 62%, rgba(3,30,42,.72) 100%),
    url("../assets/banner-principal.jpg");
  background-position:center;
  background-size:cover;
}
.hero-content-left{
  text-align:left;
  color:#fff;
  max-width:1180px;
  position:relative;
  z-index:3;
}
.hero-badge{
  background:linear-gradient(135deg, rgba(51,205,219,.78), rgba(51,205,219,.42));
  border:1px solid rgba(255,255,255,.22);
  box-shadow:0 12px 26px rgba(0,0,0,.14);
  padding:13px 23px;
  font-size:17px;
  margin-bottom:25px;
}
.hero h1{
  max-width:620px;
  font-size:clamp(52px,5.8vw,86px);
  line-height:.98;
  letter-spacing:-2px;
  margin-bottom:28px;
  text-shadow:0 8px 20px rgba(0,0,0,.22);
}
.hero p{
  max-width:560px;
  font-size:22px;
  line-height:1.45;
  font-weight:500;
  margin-bottom:34px;
}
.hero-actions{
  justify-content:flex-start;
  gap:18px;
}
.btn{
  min-height:62px;
  padding:17px 27px;
  border-radius:10px;
  font-size:16px;
}
.btn-light{
  background:#33CDDB;
  color:#fff;
  box-shadow:0 12px 28px rgba(51,205,219,.32);
}
.btn-outline{
  border:2px solid rgba(255,255,255,.85);
  background:rgba(255,255,255,.04);
  color:#fff;
  backdrop-filter:blur(6px);
}
.btn-icon{font-size:19px;line-height:1;}
.hero-arrow{
  width:74px;
  height:74px;
  border-radius:50%;
  border:3px solid #33CDDB;
  background:rgba(5,28,38,.38);
  color:#fff;
  font-size:58px;
  line-height:1;
  font-family:Arial,sans-serif;
  cursor:pointer;
  backdrop-filter:blur(8px);
  transition:.25s ease;
}
.hero-arrow:hover{
  background:#33CDDB;
  color:#071c28;
  transform:translateY(-50%) scale(1.05);
}
.hero-arrow.left{left:40px;}
.hero-arrow.right{right:40px;}
.slider-dots{
  justify-content:flex-start;
  margin-top:26px;
  margin-left:445px;
}
.slider-dots span{
  width:14px;
  height:14px;
  background:rgba(255,255,255,.78);
}
.slider-dots .active{
  width:52px;
  background:#33CDDB;
  border:3px solid #fff;
}
.hero-feature-strip{
  position:absolute;
  z-index:4;
  left:50%;
  bottom:34px;
  transform:translateX(-50%);
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:0;
  background:rgba(7,28,40,.46);
  border:1px solid rgba(255,255,255,.22);
  border-radius:16px;
  backdrop-filter:blur(9px);
  box-shadow:0 20px 45px rgba(0,0,0,.20);
  overflow:hidden;
}
.hero-feature-strip article{
  display:flex;
  align-items:center;
  gap:17px;
  padding:23px 31px;
  color:#fff;
  min-height:96px;
}
.hero-feature-strip article+article{border-left:1px solid rgba(255,255,255,.35);}
.feature-icon{
  width:48px;
  height:48px;
  display:grid;
  place-items:center;
  color:#33CDDB;
  font-size:32px;
  font-weight:900;
  flex:0 0 auto;
}
.hero-feature-strip strong{
  display:block;
  font-size:18px;
  line-height:1.15;
  margin-bottom:3px;
}
.hero-feature-strip small{
  display:block;
  color:#d9f8fb;
  font-size:14px;
}
.lumi-widget{right:88px;bottom:120px;}
.lumi-card{
  width:360px;
  border-radius:22px;
  padding:22px 24px;
  box-shadow:0 22px 46px rgba(7,28,40,.20);
}
.lumi-card strong{font-size:22px;color:#33CDDB;}
.lumi-button{
  width:70px;
  height:70px;
  background:#33CDDB;
  border-radius:50%;
  padding:12px;
  filter:drop-shadow(0 14px 22px rgba(7,28,40,.24));
}
.lumi-close{right:-4px;top:-16px;}

@media(max-width:1100px){
  .nav{gap:22px;font-size:14px;}
  .brand-logo{height:82px;}
  .hero-feature-strip{grid-template-columns:repeat(2,1fr);width:min(920px,92%);}
  .hero-feature-strip article:nth-child(3){border-left:0;border-top:1px solid rgba(255,255,255,.35);}
  .hero-feature-strip article:nth-child(4){border-top:1px solid rgba(255,255,255,.35);}
}
@media(max-width:900px){
  .topbar,.nav-wrap{height:78px;}
  .brand-logo{height:62px;}
  .nav{top:78px;height:calc(100vh - 78px);}
  .nav-active::after{display:none;}
  .hero-premium{
    min-height:760px;
    padding-top:56px;
    background-image:
      linear-gradient(90deg, rgba(3,29,41,.92), rgba(3,35,48,.65)),
      url("../assets/banner-mobile.jpg");
  }
  .hero h1{font-size:48px;letter-spacing:-1px;}
  .hero p{font-size:18px;}
  .slider-dots{margin-left:0;}
  .hero-feature-strip{position:relative;left:auto;bottom:auto;transform:none;margin:52px auto 0;grid-template-columns:1fr;}
  .hero-feature-strip article+article{border-left:0;border-top:1px solid rgba(255,255,255,.28);}
  .lumi-widget{right:18px;bottom:88px;}
}
@media(max-width:560px){
  .hero-premium{min-height:820px;padding-top:44px;}
  .hero h1{font-size:40px;}
  .hero p{font-size:16px;}
  .hero-actions{flex-direction:column;align-items:flex-start;}
  .btn{width:100%;max-width:290px;}
  .hero-feature-strip article{padding:18px;}
  .lumi-button{width:64px;height:64px;}
}


/* ===== Ajustes finais solicitados ===== */
:root{--cyan:#33CDDB;--green:#33CDDB;}
.topbar{height:118px;background:#fff;}
.nav-wrap{height:118px;align-items:center;}
.brand{display:flex;align-items:center;}
.brand-logo{
  height:104px!important;
  width:auto!important;
  max-width:250px!important;
  object-fit:contain;
  display:block;
}
.hero-premium{
  background-image:
    radial-gradient(circle at 62% 38%, rgba(51,205,219,.10), transparent 28%),
    linear-gradient(90deg, rgba(3,29,41,.90) 0%, rgba(5,52,65,.72) 35%, rgba(3,35,48,.30) 62%, rgba(3,30,42,.62) 100%),
    url("../assets/banner-principal.jpg");
  background-position:center;
  background-size:cover;
  transition:background-image .45s ease-in-out;
}
.hero-premium.slide-1{
  background-image:
    radial-gradient(circle at 62% 38%, rgba(51,205,219,.10), transparent 28%),
    linear-gradient(90deg, rgba(3,29,41,.92) 0%, rgba(5,52,65,.76) 35%, rgba(3,35,48,.36) 62%, rgba(3,30,42,.62) 100%),
    url("../assets/banner-02.png");
}
.hero-premium.slide-2{
  background-image:
    radial-gradient(circle at 62% 38%, rgba(51,205,219,.10), transparent 28%),
    linear-gradient(90deg, rgba(3,29,41,.92) 0%, rgba(5,52,65,.76) 35%, rgba(3,35,48,.36) 62%, rgba(3,30,42,.62) 100%),
    url("../assets/banner-03.png");
}
.hero-arrow{
  width:72px!important;
  height:72px!important;
  border:3px solid #33CDDB!important;
  background:rgba(7,28,40,.38)!important;
  color:#fff!important;
  box-shadow:0 18px 34px rgba(7,28,40,.35)!important;
  z-index:8!important;
}
.hero-arrow.left{left:36px!important;}
.hero-arrow.right{right:36px!important;}
.hero-arrow:hover{background:#33CDDB!important;color:#071c28!important;}
.slider-dots span{cursor:pointer;}
.cta{
  background:#33CDDB!important;
  padding:92px 0!important;
  text-align:center;
  color:#fff;
}
.cta .hero-actions{justify-content:center!important;align-items:center;}
.cta .btn-light{background:transparent!important;color:#fff!important;box-shadow:none!important;}
.cta .btn-outline{border:2px solid rgba(255,255,255,.88)!important;color:#fff!important;background:rgba(255,255,255,.08)!important;}
.footer-brand .brand-icon{display:none!important;}
.footer-brand strong{color:#33CDDB;}
.copyright{
  text-align:center!important;
  display:block!important;
  width:100%;
  margin-left:auto;
  margin-right:auto;
}
.lumi-widget{
  right:70px!important;
  bottom:100px!important;
  display:block!important;
}
.lumi-card-image{
  width:468px!important;
  height:231px!important;
  max-width:min(468px, calc(100vw - 34px))!important;
  border:0!important;
  background:transparent!important;
  padding:0!important;
  border-radius:0!important;
  filter:drop-shadow(0 22px 38px rgba(7,28,40,.22))!important;
  animation:lumiFloat 3.2s ease-in-out infinite;
}
.lumi-card-image img{
  width:100%!important;
  height:100%!important;
  object-fit:contain!important;
  display:block;
}
.lumi-close{
  right:-6px!important;
  top:-9px!important;
  z-index:2;
}
.lumi-card{display:none!important;}
@media(max-width:900px){
  .topbar,.nav-wrap{height:84px!important;}
  .brand-logo{height:74px!important;max-width:190px!important;}
  .nav{top:84px!important;height:calc(100vh - 84px)!important;}
  .hero-arrow{display:none!important;}
  .lumi-widget{right:14px!important;bottom:76px!important;}
  .lumi-card-image{width:310px!important;height:153px!important;}
}
@media(max-width:560px){
  .brand-logo{height:64px!important;max-width:160px!important;}
  .lumi-card-image{width:260px!important;height:128px!important;}
  .cta h2{font-size:30px!important;}
}


/* Missão, Visão e Valores - seção adicionada */
.mvv-section{
  background:#fff;
  padding:72px 0;
}
.mvv-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:52px;
  align-items:flex-start;
}
.mvv-card{
  display:grid;
  grid-template-columns:58px 1fr;
  gap:22px;
  text-align:left;
  align-items:flex-start;
}
.mvv-card h3{
  font-size:26px;
  line-height:1.1;
  margin-bottom:14px;
  color:#0d1524;
  font-weight:500;
}
.mvv-card p{
  color:#686f7a;
  font-weight:700;
  font-size:16px;
  line-height:1.55;
}
.mvv-icon{
  position:relative;
  width:52px;
  height:52px;
  border-radius:10px;
  background:#33CDDB;
  box-shadow:0 10px 20px rgba(51,205,219,.22);
  flex:0 0 auto;
}
.mvv-icon span:first-child{
  position:absolute;
  width:25px;
  height:20px;
  border:3px solid #07596a;
  border-radius:7px;
  left:9px;
  top:11px;
}
.mvv-icon span:first-child::after{
  content:"";
  position:absolute;
  left:5px;
  bottom:-8px;
  width:8px;
  height:8px;
  border-left:3px solid #07596a;
  border-bottom:3px solid #07596a;
  background:#33CDDB;
  transform:skew(-12deg);
}
.mvv-icon span:last-child{
  position:absolute;
  width:25px;
  height:20px;
  border:3px solid #07596a;
  border-radius:7px;
  right:7px;
  bottom:9px;
  background:#33CDDB;
}
.mvv-icon span:last-child::after{
  content:"";
  position:absolute;
  right:5px;
  bottom:-8px;
  width:8px;
  height:8px;
  border-right:3px solid #07596a;
  border-bottom:3px solid #07596a;
  background:#33CDDB;
  transform:skew(12deg);
}
@media(max-width:900px){
  .mvv-grid{grid-template-columns:1fr;gap:30px;}
  .mvv-section{padding:56px 0;}
}
@media(max-width:560px){
  .mvv-card{grid-template-columns:48px 1fr;gap:16px;}
  .mvv-icon{width:46px;height:46px;}
  .mvv-card h3{font-size:23px;}
  .mvv-card p{font-size:14px;}
}

/* ===== Ajustes corporativos finais solicitados ===== */
.topbar{
  height:104px!important;
  background:rgba(255,255,255,.96)!important;
  backdrop-filter:blur(12px);
  border-bottom:1px solid rgba(15,23,42,.06);
  box-shadow:0 10px 28px rgba(15,23,42,.06)!important;
}
.nav-wrap{height:104px!important;}
.brand-logo{
  height:90px!important;
  max-width:235px!important;
}
.nav{
  gap:26px!important;
  font-size:15px!important;
  font-weight:800!important;
}
.nav > a:not(.btn-area),
.nav-dropbtn{
  padding:10px 4px;
  border-radius:10px;
  transition:.22s ease;
}
.nav > a:not(.btn-area):hover,
.nav-dropbtn:hover{
  color:#0aaec0!important;
}
.nav-active::after{
  bottom:-11px!important;
  height:4px!important;
  background:linear-gradient(90deg,#33CDDB,#0aaec0)!important;
}
.btn-area{
  min-height:52px!important;
  padding:13px 22px!important;
  border-radius:14px!important;
  background:linear-gradient(135deg,#33CDDB,#13aebf)!important;
  box-shadow:0 14px 28px rgba(51,205,219,.28)!important;
  border:1px solid rgba(255,255,255,.22)!important;
  letter-spacing:.1px;
}
.btn-area:hover{
  transform:translateY(-2px);
  color:#fff!important;
  box-shadow:0 18px 34px rgba(51,205,219,.34)!important;
}
.area-icon{
  width:30px;
  height:30px;
  display:inline-grid;
  place-items:center;
  border-radius:10px;
  background:rgba(255,255,255,.22);
  color:#fff;
  flex:0 0 auto;
}
.area-icon svg{width:19px;height:19px;display:block;}

.about-showcase{
  display:grid;
  grid-template-columns:minmax(0,1fr) 360px;
  gap:24px;
  align-items:stretch;
  max-width:1120px;
  margin:0 auto;
  text-align:left;
}
.about-showcase .about-box{
  max-width:none!important;
  margin:0!important;
  padding:42px!important;
  border-radius:20px!important;
  border:1px solid #e7eef5!important;
  box-shadow:0 18px 42px rgba(15,23,42,.08)!important;
  font-size:18px;
  line-height:1.62;
}
.about-lumi-card{
  position:relative;
  min-height:310px;
  border-radius:22px;
  overflow:hidden;
  border:6px solid #fff;
  box-shadow:0 18px 42px rgba(15,23,42,.14);
  background:#071c28;
}
.about-lumi-card::after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(180deg,rgba(7,28,40,0) 35%,rgba(7,28,40,.78) 100%);
  pointer-events:none;
}
.about-lumi-card img{
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center;
  display:block;
  transform:scale(1.02);
}
.about-lumi-card span{
  position:absolute;
  left:28px;
  bottom:26px;
  z-index:2;
  color:#fff;
  font-weight:900;
  font-size:42px;
  line-height:1;
  letter-spacing:-1px;
  text-shadow:0 10px 24px rgba(0,0,0,.35);
}

.lumi-widget{
  right:18px!important;
  bottom:28px!important;
  z-index:120!important;
}
.lumi-card-image{
  width:300px!important;
  height:148px!important;
  max-width:calc(100vw - 36px)!important;
  filter:drop-shadow(0 15px 28px rgba(7,28,40,.18))!important;
}
.lumi-close{
  right:-8px!important;
  top:-10px!important;
  width:28px!important;
  height:28px!important;
  z-index:5!important;
  display:grid!important;
  place-items:center!important;
  background:#071c28!important;
  color:#fff!important;
}
.lumi-widget.minimized{display:none!important;}

@media(max-width:1100px){
  .nav{gap:16px!important;font-size:13px!important;}
  .btn-area{padding:11px 16px!important;}
  .about-showcase{grid-template-columns:1fr 320px;}
}
@media(max-width:900px){
  .topbar,.nav-wrap{height:80px!important;}
  .brand-logo{height:66px!important;max-width:180px!important;}
  .nav{top:80px!important;height:calc(100vh - 80px)!important;gap:18px!important;font-size:15px!important;}
  .about-showcase{grid-template-columns:1fr;}
  .about-lumi-card{min-height:320px;}
  .lumi-widget{right:12px!important;bottom:18px!important;}
  .lumi-card-image{width:248px!important;height:122px!important;}
}
@media(max-width:560px){
  .brand-logo{height:58px!important;max-width:150px!important;}
  .about-showcase .about-box{padding:26px!important;font-size:15px;}
  .about-lumi-card{min-height:260px;border-width:4px;}
  .about-lumi-card span{font-size:34px;left:20px;bottom:20px;}
  .lumi-card-image{width:210px!important;height:104px!important;}
}


/* ===== Ajustes solicitados: cards premium, vetores correspondentes e serviços com imagem lateral ===== */
.stats-grid-premium{
  gap:26px!important;
  align-items:stretch;
}
.stat-card-premium{
  position:relative;
  overflow:hidden;
  min-height:190px;
  padding:34px 26px!important;
  border-radius:22px!important;
  border:1px solid rgba(51,205,219,.14)!important;
  background:linear-gradient(180deg,#ffffff 0%,#fbfeff 100%)!important;
  box-shadow:0 18px 42px rgba(15,23,42,.075)!important;
  transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.stat-card-premium::before{
  content:"";
  position:absolute;
  inset:0 0 auto 0;
  height:4px;
  background:linear-gradient(90deg,rgba(51,205,219,0),#33CDDB,rgba(51,205,219,0));
  opacity:.85;
}
.stat-card-premium:hover{
  transform:translateY(-7px);
  border-color:rgba(51,205,219,.38)!important;
  box-shadow:0 24px 58px rgba(15,23,42,.12)!important;
}
.stat-icon{
  width:64px!important;
  height:64px!important;
  background:linear-gradient(135deg,#effdea,#e9fbff)!important;
  color:#33CDDB!important;
  box-shadow:inset 0 0 0 1px rgba(51,205,219,.12), 0 12px 22px rgba(51,205,219,.12);
}
.stat-icon svg,.benefit-icon svg,.service-li-icon svg{
  width:26px;
  height:26px;
  fill:currentColor;
  display:block;
}
.stat-card-premium strong{
  color:#33CDDB!important;
  font-size:38px!important;
  letter-spacing:-1px;
  margin-top:2px;
}
.stat-card-premium small{
  color:#475569!important;
  font-size:14px;
}
.benefit-grid-premium{
  gap:24px!important;
}
.benefit-card-premium{
  position:relative;
  border-radius:22px!important;
  padding:32px 28px!important;
  border:1px solid rgba(51,205,219,.15)!important;
  background:linear-gradient(180deg,#fff 0%,#f9fdff 100%)!important;
  box-shadow:0 16px 36px rgba(15,23,42,.07)!important;
  transition:.25s ease;
}
.benefit-card-premium:hover{
  transform:translateY(-6px);
  box-shadow:0 24px 52px rgba(15,23,42,.12)!important;
}
.benefit-icon{
  width:58px!important;
  height:58px!important;
  margin:0 0 20px!important;
  background:linear-gradient(135deg,#e8fbfe,#effdea)!important;
  color:#33CDDB!important;
  box-shadow:inset 0 0 0 1px rgba(51,205,219,.12), 0 12px 22px rgba(51,205,219,.12);
}
.benefit-card-premium h3{
  font-size:18px!important;
  color:#071c28;
}
.benefit-card-premium p{
  font-size:14.5px!important;
  line-height:1.55;
}
.services-showcase{
  display:grid;
  grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);
  gap:26px;
  align-items:stretch;
  max-width:1040px;
  margin:0 auto;
  text-align:left;
}
.services-box-premium{
  max-width:none!important;
  margin:0!important;
  padding:42px!important;
  border-radius:24px!important;
  border:1px solid rgba(51,205,219,.18)!important;
  background:linear-gradient(135deg,#f8fff5 0%,#f1fcff 100%)!important;
  box-shadow:0 22px 55px rgba(15,23,42,.08)!important;
  text-align:left!important;
}
.section-kicker{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:8px 14px;
  border-radius:999px;
  background:rgba(51,205,219,.12);
  color:#0aaec0;
  font-weight:900;
  font-size:13px;
  margin-bottom:16px;
}
.section-kicker::before{
  content:"";
  width:8px;
  height:8px;
  border-radius:999px;
  background:#33CDDB;
  box-shadow:0 0 0 5px rgba(51,205,219,.12);
}
.services-box-premium h3{
  text-align:left!important;
  font-size:26px;
  color:#071c28;
  margin-bottom:20px;
}
.services-list-icons{
  gap:22px!important;
  margin-top:10px!important;
}
.services-list-icons ul{
  list-style:none;
  padding:0;
  margin:0;
}
.services-list-icons li{
  display:flex;
  align-items:flex-start;
  gap:12px;
  margin:16px 0!important;
  color:#213047!important;
  font-size:16px;
  line-height:1.35;
  font-weight:600;
}
.service-li-icon{
  width:32px;
  height:32px;
  flex:0 0 32px;
  display:grid;
  place-items:center;
  border-radius:11px;
  color:#33CDDB;
  background:#fff;
  box-shadow:0 10px 20px rgba(51,205,219,.13);
  border:1px solid rgba(51,205,219,.16);
}
.service-li-icon svg{
  width:18px;
  height:18px;
}
.services-image-card{
  position:relative;
  min-height:330px;
  border-radius:24px;
  overflow:hidden;
  border:6px solid #fff;
  box-shadow:0 22px 55px rgba(15,23,42,.14);
  background:#071c28;
}
.services-image-card::after{
  content:"Atendimento consultivo";
  position:absolute;
  left:20px;
  bottom:20px;
  color:#fff;
  font-weight:900;
  font-size:24px;
  padding:10px 14px;
  border-radius:14px;
  background:rgba(7,28,40,.48);
  backdrop-filter:blur(8px);
  box-shadow:0 12px 26px rgba(0,0,0,.18);
}
.services-image-card img{
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center;
  display:block;
}
@media(max-width:900px){
  .services-showcase{grid-template-columns:1fr;}
  .services-image-card{min-height:300px;}
}
@media(max-width:560px){
  .stat-card-premium{min-height:auto;padding:28px 22px!important;}
  .services-box-premium{padding:28px!important;}
  .services-list-icons{grid-template-columns:1fr!important;}
  .services-image-card{min-height:240px;border-width:4px;}
  .services-image-card::after{font-size:18px;}
}

/* ===== Ajustes solicitados: botão Seja Parceiro + mega menu Bancos Parceiros ===== */
.nav{
  gap:20px!important;
}
.btn-partner{
  display:inline-flex!important;
  align-items:center;
  justify-content:center;
  gap:10px;
  min-height:52px;
  padding:13px 22px!important;
  border-radius:14px;
  background:#071C28!important;
  color:#33CDDB!important;
  border:1px solid rgba(51,205,219,.32);
  box-shadow:0 14px 28px rgba(7,28,40,.18);
  font-weight:900!important;
  letter-spacing:.1px;
  transition:.22s ease;
}
.btn-partner:hover{
  transform:translateY(-2px);
  color:#33CDDB!important;
  box-shadow:0 18px 34px rgba(7,28,40,.24);
}
.partner-icon{
  width:30px;
  height:30px;
  display:inline-grid;
  place-items:center;
  border-radius:10px;
  background:rgba(51,205,219,.12);
  color:#33CDDB;
  flex:0 0 auto;
}
.partner-icon svg{width:19px;height:19px;display:block;}

.nav-dropdown{position:relative!important;}
.nav-submenu.bank-mega{
  position:absolute!important;
  top:38px!important;
  left:50%!important;
  transform:translateX(-42%)!important;
  width:min(1040px, calc(100vw - 44px))!important;
  background:#fff!important;
  border:1px solid #e7eef5!important;
  border-radius:14px!important;
  box-shadow:0 22px 56px rgba(7,28,40,.12)!important;
  padding:18px 22px!important;
  display:none;
  grid-template-columns:repeat(5,minmax(145px,1fr));
  gap:8px 22px;
  z-index:999!important;
  max-height:72vh;
  overflow:auto;
}
.nav-dropdown:hover .nav-submenu.bank-mega,
.nav-dropdown.open .nav-submenu.bank-mega{
  display:grid!important;
}
.bank-mega-col{
  display:grid;
  gap:6px;
  align-content:start;
}
.nav-submenu.bank-mega a{
  display:flex!important;
  align-items:center!important;
  gap:9px!important;
  padding:6px 7px!important;
  border-radius:9px!important;
  min-height:34px;
  font-size:12px!important;
  font-weight:900!important;
  color:#071C28!important;
  white-space:nowrap;
  transition:.18s ease;
}
.nav-submenu.bank-mega a:hover{
  background:#f1fdff!important;
  color:#0aaec0!important;
  transform:translateX(2px);
}
.nav-submenu.bank-mega a img{
  width:24px!important;
  height:24px!important;
  border-radius:999px!important;
  object-fit:cover;
  border:1px solid #e3f3f6!important;
  background:#fff!important;
  box-shadow:0 5px 10px rgba(7,28,40,.08)!important;
  flex:0 0 auto;
}
.nav-submenu.bank-mega a span{line-height:1.1!important;}

@media(max-width:1180px){
  .nav{gap:14px!important;font-size:13px!important;}
  .btn-area,.btn-partner{padding:11px 14px!important;}
}
@media(max-width:900px){
  .nav-submenu.bank-mega{
    position:static!important;
    width:100%!important;
    transform:none!important;
    grid-template-columns:1fr 1fr!important;
    box-shadow:none!important;
    margin-top:10px!important;
    max-height:330px;
  }
  .btn-partner{width:100%;justify-content:flex-start;}
}
@media(max-width:560px){
  .nav-submenu.bank-mega{grid-template-columns:1fr!important;}
}

/* ===== Menu premium corporativo animado ===== */
.topbar{
  height:96px!important;
  background:rgba(255,255,255,.98)!important;
  backdrop-filter:blur(18px);
  border-bottom:1px solid rgba(7,28,40,.08)!important;
  box-shadow:0 12px 34px rgba(7,28,40,.07)!important;
}
.nav-wrap{
  height:96px!important;
  display:grid!important;
  grid-template-columns:190px minmax(0,1fr) auto!important;
  align-items:center!important;
  gap:22px!important;
}
.brand{justify-self:start!important;}
.brand-logo{
  height:72px!important;
  max-width:174px!important;
  object-fit:contain!important;
  transition:transform .25s ease, filter .25s ease;
}
.brand:hover .brand-logo{
  transform:translateY(-2px) scale(1.02);
  filter:drop-shadow(0 10px 18px rgba(51,205,219,.18));
}
.nav{
  justify-self:end!important;
  display:flex!important;
  align-items:center!important;
  gap:10px!important;
  font-size:14px!important;
  font-weight:800!important;
  color:#071c28!important;
}
.nav > a:not(.btn-area):not(.btn-partner),
.nav-dropbtn{
  min-height:44px!important;
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
  padding:0 13px!important;
  border-radius:999px!important;
  color:#071c28!important;
  line-height:1.15!important;
  position:relative!important;
  transition:color .22s ease, background .22s ease, transform .22s ease!important;
}
.nav > a:not(.btn-area):not(.btn-partner)::after,
.nav-dropbtn::after{
  content:"";
  position:absolute;
  left:18px;
  right:18px;
  bottom:6px;
  height:3px;
  border-radius:999px;
  background:linear-gradient(90deg,#33CDDB,#071c28);
  transform:scaleX(0);
  transform-origin:left;
  transition:transform .24s ease;
}
.nav > a:not(.btn-area):not(.btn-partner):hover,
.nav-dropbtn:hover,
.nav-active{
  color:#08aebf!important;
  background:rgba(51,205,219,.08)!important;
  transform:translateY(-1px);
}
.nav > a:not(.btn-area):not(.btn-partner):hover::after,
.nav-dropbtn:hover::after,
.nav-active::after{
  transform:scaleX(1)!important;
  bottom:6px!important;
  height:3px!important;
}
.nav-dropdown{position:relative!important;}
.nav-submenu.bank-mega{
  top:58px!important;
  left:50%!important;
  transform:translateX(-50%) translateY(8px)!important;
  width:min(1080px,92vw)!important;
  border-radius:22px!important;
  padding:18px!important;
  border:1px solid rgba(51,205,219,.14)!important;
  box-shadow:0 28px 70px rgba(7,28,40,.16)!important;
  opacity:0;
  pointer-events:none;
  transition:opacity .22s ease, transform .22s ease!important;
}
.nav-dropdown:hover .nav-submenu.bank-mega,
.nav-dropdown.open .nav-submenu.bank-mega{
  display:grid!important;
  opacity:1;
  pointer-events:auto;
  transform:translateX(-50%) translateY(0)!important;
}
.btn-area,
.btn-partner{
  min-height:54px!important;
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
  gap:11px!important;
  padding:0 22px!important;
  border-radius:16px!important;
  font-weight:900!important;
  line-height:1.15!important;
  position:relative!important;
  overflow:hidden!important;
  transition:transform .24s ease, box-shadow .24s ease, filter .24s ease!important;
  white-space:nowrap!important;
}
.btn-area{
  background:linear-gradient(135deg,#33CDDB,#17b5c5)!important;
  color:#fff!important;
  box-shadow:0 16px 30px rgba(51,205,219,.28)!important;
  border:1px solid rgba(255,255,255,.36)!important;
}
.btn-partner{
  background:#071C28!important;
  color:#33CDDB!important;
  box-shadow:0 16px 30px rgba(7,28,40,.20)!important;
  border:1px solid rgba(51,205,219,.30)!important;
}
.btn-area::before,
.btn-partner::before{
  content:"";
  position:absolute;
  inset:-50% auto -50% -70%;
  width:46%;
  background:linear-gradient(90deg,transparent,rgba(255,255,255,.34),transparent);
  transform:skewX(-18deg);
  transition:left .65s ease;
}
.btn-area:hover::before,
.btn-partner:hover::before{left:125%;}
.btn-area:hover,
.btn-partner:hover{
  transform:translateY(-3px)!important;
  filter:saturate(1.06);
}
.btn-area:hover{box-shadow:0 22px 42px rgba(51,205,219,.36)!important;}
.btn-partner:hover{box-shadow:0 22px 42px rgba(7,28,40,.28)!important;}
.area-icon,
.partner-icon{
  width:32px!important;
  height:32px!important;
  display:inline-grid!important;
  place-items:center!important;
  border-radius:12px!important;
  flex:0 0 auto!important;
}
.area-icon{background:rgba(255,255,255,.22)!important;color:#fff!important;}
.partner-icon{background:rgba(51,205,219,.10)!important;color:#33CDDB!important;}
.area-icon svg,.partner-icon svg{width:19px!important;height:19px!important;display:block!important;}
.menu-toggle{
  justify-self:end!important;
  width:46px!important;
  height:46px!important;
  border-radius:14px!important;
  background:#f3fdfe!important;
  border:1px solid rgba(51,205,219,.25)!important;
}
.menu-toggle span{background:#071c28!important;margin:4px auto!important;}
@media(max-width:1240px){
  .nav-wrap{grid-template-columns:160px minmax(0,1fr) auto!important;gap:14px!important;}
  .brand-logo{height:64px!important;max-width:154px!important;}
  .nav{gap:6px!important;font-size:13px!important;}
  .nav > a:not(.btn-area):not(.btn-partner),.nav-dropbtn{padding:0 9px!important;}
  .btn-area,.btn-partner{padding:0 16px!important;min-height:50px!important;}
}
@media(max-width:1020px){
  .topbar,.nav-wrap{height:82px!important;}
  .nav-wrap{display:flex!important;justify-content:space-between!important;}
  .brand-logo{height:62px!important;max-width:158px!important;}
  .menu-toggle{display:block!important;}
  .nav{
    position:fixed!important;
    top:82px!important;
    right:-100%!important;
    width:min(380px,86vw)!important;
    height:calc(100vh - 82px)!important;
    background:rgba(255,255,255,.98)!important;
    box-shadow:-22px 0 50px rgba(7,28,40,.14)!important;
    flex-direction:column!important;
    align-items:stretch!important;
    justify-content:flex-start!important;
    padding:26px!important;
    gap:12px!important;
    transition:right .32s ease!important;
    overflow:auto!important;
  }
  .nav.active{right:0!important;}
  .nav > a:not(.btn-area):not(.btn-partner),.nav-dropbtn{justify-content:flex-start!important;width:100%!important;min-height:46px!important;padding:0 16px!important;}
  .nav-active::after,.nav > a:not(.btn-area):not(.btn-partner)::after,.nav-dropbtn::after{display:none!important;}
  .btn-area,.btn-partner{width:100%!important;min-height:54px!important;}
  .nav-submenu.bank-mega{position:static!important;transform:none!important;width:100%!important;max-height:360px!important;overflow:auto!important;opacity:1!important;pointer-events:auto!important;margin-top:10px!important;box-shadow:none!important;border-radius:16px!important;}
  .nav-dropdown:hover .nav-submenu.bank-mega,.nav-dropdown.open .nav-submenu.bank-mega{transform:none!important;}
}


/* ===== AJUSTE FINAL DO MENU - modelo compacto solicitado ===== */
.topbar{
  height:64px!important;
  background:#fff!important;
  border-top:2px solid #071C28!important;
  border-bottom:1px solid rgba(7,28,40,.12)!important;
  box-shadow:0 8px 24px rgba(7,28,40,.04)!important;
  backdrop-filter:none!important;
}
.nav-wrap{
  height:64px!important;
  display:flex!important;
  align-items:center!important;
  justify-content:space-between!important;
  gap:22px!important;
}
.brand{flex:0 0 auto!important;display:flex!important;align-items:center!important;}
.brand-logo{
  height:42px!important;
  max-width:118px!important;
  object-fit:contain!important;
  display:block!important;
}
.nav{
  flex:1!important;
  justify-content:flex-end!important;
  display:flex!important;
  align-items:center!important;
  gap:24px!important;
  font-size:13px!important;
  font-weight:800!important;
  color:#071C28!important;
  line-height:1!important;
}
.nav > a:not(.btn-area):not(.btn-partner),
.nav-dropbtn{
  min-height:40px!important;
  padding:0!important;
  border-radius:0!important;
  background:transparent!important;
  color:#071C28!important;
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
  white-space:nowrap!important;
  letter-spacing:-.01em!important;
  transform:none!important;
}
.nav > a:not(.btn-area):not(.btn-partner)::after,
.nav-dropbtn::after{
  display:none!important;
}
.nav > a:not(.btn-area):not(.btn-partner):hover,
.nav-dropbtn:hover,
.nav-active{
  color:#08AFC0!important;
  background:transparent!important;
  transform:none!important;
}
.nav-active{
  position:relative!important;
}
.nav-active::before{
  content:""!important;
  position:absolute!important;
  left:0!important;
  right:0!important;
  bottom:-11px!important;
  height:3px!important;
  border-radius:999px!important;
  background:#33CDDB!important;
}
.nav-dropdown{position:relative!important;}
.nav-submenu.bank-mega{
  top:48px!important;
  left:50%!important;
  transform:translateX(-50%) translateY(8px)!important;
}
.btn-area,
.btn-partner{
  min-height:38px!important;
  height:38px!important;
  padding:0 24px!important;
  border-radius:4px!important;
  font-size:13px!important;
  font-weight:800!important;
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
  gap:8px!important;
  line-height:1!important;
  box-shadow:none!important;
  white-space:nowrap!important;
  transform:none!important;
}
.btn-area{
  background:#33CDDB!important;
  color:#fff!important;
  border:1px solid #33CDDB!important;
}
.btn-partner{
  background:#071C28!important;
  color:#fff!important;
  border:1px solid #071C28!important;
}
.btn-area:hover{
  background:#20BFD0!important;
  color:#fff!important;
  transform:translateY(-1px)!important;
  box-shadow:0 10px 22px rgba(51,205,219,.18)!important;
}
.btn-partner:hover{
  background:#0B2635!important;
  color:#33CDDB!important;
  transform:translateY(-1px)!important;
  box-shadow:0 10px 22px rgba(7,28,40,.18)!important;
}
.btn-area::before,
.btn-partner::before{display:none!important;}
.area-icon,
.partner-icon{display:none!important;}
@media(max-width:1180px){
  .nav{gap:16px!important;font-size:12px!important;}
  .btn-area,.btn-partner{padding:0 16px!important;}
}
@media(max-width:1020px){
  .topbar,.nav-wrap{height:70px!important;}
  .brand-logo{height:48px!important;max-width:132px!important;}
  .menu-toggle{display:block!important;}
  .nav{
    top:70px!important;
    height:calc(100vh - 70px)!important;
    gap:14px!important;
    align-items:stretch!important;
    font-size:14px!important;
  }
  .nav > a:not(.btn-area):not(.btn-partner),.nav-dropbtn{
    justify-content:flex-start!important;
    min-height:44px!important;
  }
  .nav-active::before{display:none!important;}
  .btn-area,.btn-partner{width:100%!important;height:44px!important;min-height:44px!important;}
}


/* Ajuste solicitado: Bancos Parceiros sem dropdown + botão Ver todos */
.bank-card-extra{display:none!important;}
.bank-grid.show-all .bank-card-extra{display:block!important;}
.banks-toggle{margin:32px auto 0;display:inline-flex;align-items:center;justify-content:center;gap:10px;border:1px solid rgba(51,205,219,.36);background:linear-gradient(135deg,#071c28,#0e3142);color:#fff;border-radius:999px;padding:14px 26px;font-weight:900;letter-spacing:.02em;cursor:pointer;box-shadow:0 16px 32px rgba(7,28,40,.18);transition:.25s;}
.banks-toggle:hover{transform:translateY(-2px);background:linear-gradient(135deg,#0b2738,#33cddb);color:#fff;}
.banks-toggle span{font-size:18px;line-height:1;transition:.25s;}
.banks-toggle.is-open span{transform:rotate(180deg);}
#bancos{scroll-margin-top:96px;}


@media (max-width:768px){
.hero,.hero-content,.hero-grid{display:flex!important;flex-direction:column!important;height:auto!important;min-height:auto!important}
.hero-left,.hero-right,.hero-text,.hero-cards{width:100%!important;max-width:100%!important}
.hero-cards{margin-top:20px;display:grid!important;grid-template-columns:1fr!important;gap:12px}
.hero .btn,.hero a.btn{width:100%!important}
.hero h1{font-size:clamp(2rem,8vw,3rem)!important}
.hero p{font-size:1.1rem!important}
}


/* Rodapé modelo MR Cred - aplicado sem alterar a estrutura principal do site */
.footer-mrcred-modelo{background:#0b6674;color:#fff;padding:56px 0 48px;font-size:13px;line-height:1.32}
.footer-grid-modelo{display:grid;grid-template-columns:1.15fr 1.1fr .95fr 1.2fr;gap:52px;align-items:flex-start}
.footer-mrcred-modelo h4{color:#fff;font-size:14px;font-weight:900;margin:0 0 24px;line-height:1.25}
.footer-mrcred-modelo p{color:#fff;font-size:13px;margin:0 0 20px;line-height:1.25}
.footer-mrcred-modelo a{color:#fff;display:block;font-size:13px;line-height:1.25;margin:0;text-decoration:none;transition:.2s}
.footer-mrcred-modelo a:hover{color:#33cddb;transform:translateX(2px)}
.footer-line{display:grid!important;grid-template-columns:22px 1fr;gap:16px;margin-bottom:26px!important}
.footer-line strong,.footer-dpo strong{font-weight:900;color:#fff}
.footer-ico{color:#9fa9ad;font-size:13px;margin-top:2px;display:inline-flex;align-items:flex-start;justify-content:center}
.footer-dpo a{margin:14px 0 28px;text-decoration:underline;text-underline-offset:2px}
.footer-sac{margin-top:28px!important}
.footer-nav a{padding:0 0 18px;margin-bottom:18px;border-bottom:1px dashed rgba(255,255,255,.48)}
.footer-logo-link{display:inline-block!important;margin:2px 0 18px!important;transform:none!important}
.footer-logo-link:hover{transform:none!important}
.footer-logo-img{width:178px;max-width:100%;height:auto;display:block;filter:none}
.footer-company p{max-width:280px;font-weight:700}
.footer-social{display:flex;align-items:center;gap:13px;margin-top:26px;flex-wrap:wrap}
.footer-social a{display:inline-flex!important;align-items:center;justify-content:center;width:auto;height:18px;font-weight:900;color:#9fa9ad;font-size:12px;line-height:1;margin:0!important;transform:none!important}
.footer-social a:hover{color:#33cddb;transform:translateY(-2px)!important}
.footer-mrcred-modelo + .copyright,.footer-mrcred-modelo .copyright{display:none!important}

.footer-policy-link{margin-top:-22px!important;margin-bottom:28px!important;text-decoration:underline!important;text-underline-offset:2px}
.footer-bottom-mrcred{background:#151515;color:#fff;text-align:center;font-size:12px;font-weight:800;padding:18px 12px;line-height:1.3}
.footer-bottom-mrcred span{color:#9a9a9a;font-weight:800;margin-left:6px}
@media(max-width:980px){.footer-grid-modelo{grid-template-columns:1fr 1fr;gap:34px}.footer-mrcred-modelo{padding:52px 0}}
@media(max-width:560px){.footer-grid-modelo{grid-template-columns:1fr;gap:34px}.footer-mrcred-modelo{text-align:left}.footer-logo-img{width:150px}.footer-social{gap:16px}.footer-line{grid-template-columns:20px 1fr}}


/* Popup de contato MRCRED */
.contact-modal{position:fixed;inset:0;z-index:9999;display:none;align-items:center;justify-content:center;padding:22px}
.contact-modal.active{display:flex}
.contact-modal-backdrop{position:absolute;inset:0;background:rgba(7,28,40,.62);backdrop-filter:blur(10px)}
.contact-modal-card{position:relative;width:min(94vw,480px);background:linear-gradient(145deg,#ffffff 0%,#f5fbfd 100%);border:1px solid rgba(51,205,219,.25);border-radius:28px;box-shadow:0 32px 90px rgba(7,28,40,.28);padding:34px;color:#071c28;animation:contactModalIn .22s ease-out;text-align:left;overflow:hidden}
.contact-modal-card::before{content:"";position:absolute;inset:0 0 auto 0;height:7px;background:linear-gradient(90deg,#071c28,#33cddb)}
.contact-modal-close{position:absolute;top:16px;right:16px;width:38px;height:38px;border:0;border-radius:50%;background:#071c28;color:#fff;font-size:24px;line-height:1;cursor:pointer;display:grid;place-items:center;transition:.2s}
.contact-modal-close:hover{transform:scale(1.05);background:#33cddb;color:#071c28}
.contact-modal-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(51,205,219,.13);color:#071c28;border:1px solid rgba(51,205,219,.28);border-radius:999px;padding:8px 14px;font-weight:800;font-size:12px;text-transform:uppercase;letter-spacing:.06em;margin-bottom:16px}
.contact-modal-card h3{font-size:30px;line-height:1.12;margin:0 52px 10px 0;color:#071c28}
.contact-modal-card p{margin:0 0 22px 0;color:#536479;font-weight:500}
.contact-modal-actions{display:grid;gap:14px}
.contact-modal-link{display:flex;align-items:center;gap:14px;padding:16px;border:1px solid #dcedf2;border-radius:18px;background:#fff;color:#071c28;text-decoration:none;box-shadow:0 12px 30px rgba(7,28,40,.07);transition:.2s}
.contact-modal-link:hover{transform:translateY(-2px);border-color:#33cddb;box-shadow:0 16px 38px rgba(51,205,219,.18)}
.contact-modal-icon{width:46px;height:46px;border-radius:15px;background:#071c28;color:#33cddb;display:grid;place-items:center;font-size:20px;flex:0 0 auto}
.contact-modal-link small{display:block;color:#66788c;font-weight:800;font-size:12px;text-transform:uppercase;letter-spacing:.04em;margin-bottom:3px}
.contact-modal-link strong{display:block;color:#071c28;font-size:16px;word-break:break-word}
body.contact-modal-open{overflow:hidden}
@keyframes contactModalIn{from{opacity:0;transform:translateY(18px) scale(.97)}to{opacity:1;transform:translateY(0) scale(1)}}
@media(max-width:520px){.contact-modal-card{padding:28px 20px 22px;border-radius:24px}.contact-modal-card h3{font-size:24px;margin-right:42px}.contact-modal-link{align-items:flex-start}.contact-modal-link strong{font-size:14px}}


/* Assistente Lumi simples por palavras-chave */
.lumi-ai-widget{position:fixed;right:24px;bottom:86px;z-index:1000;font-family:Inter,Arial,sans-serif}
.lumi-ai-toggle{border:0;background:linear-gradient(135deg,#071c28,#0b6f7b);color:#fff;border-radius:999px;padding:10px 16px 10px 10px;display:flex;align-items:center;gap:10px;box-shadow:0 18px 38px rgba(7,28,40,.25);cursor:pointer;font-weight:900;transition:.22s}
.lumi-ai-toggle:hover{transform:translateY(-2px);box-shadow:0 24px 48px rgba(7,28,40,.30)}
.lumi-ai-toggle img{width:54px;height:54px;border-radius:50%;object-fit:contain;background:#33cddb;border:3px solid #fff}
.lumi-ai-toggle span{font-size:14px;white-space:nowrap}
.lumi-ai-panel{position:absolute;right:0;bottom:78px;width:min(360px,calc(100vw - 28px));background:#fff;border:1px solid rgba(51,205,219,.35);border-radius:24px;box-shadow:0 28px 80px rgba(7,28,40,.28);overflow:hidden;display:none}
.lumi-ai-panel.active{display:block;animation:lumiPanelIn .22s ease-out}
.lumi-ai-header{background:linear-gradient(135deg,#071c28,#0b7180);color:#fff;padding:16px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.lumi-ai-brand{display:flex;align-items:center;gap:10px}.lumi-ai-brand img{width:46px;height:46px;border-radius:50%;object-fit:contain;background:#33cddb;border:2px solid rgba(255,255,255,.75)}
.lumi-ai-brand strong{display:block;font-size:15px;line-height:1.1}.lumi-ai-brand small{display:block;color:#cdeff3;font-size:11px;margin-top:3px}.lumi-ai-close{width:32px;height:32px;border:0;border-radius:50%;background:rgba(255,255,255,.14);color:#fff;font-size:22px;font-weight:900;cursor:pointer}.lumi-ai-close:hover{background:#33cddb;color:#071c28}
.lumi-ai-messages{height:280px;overflow:auto;padding:16px;background:linear-gradient(180deg,#f7fdfe,#eefbfc);display:flex;flex-direction:column;gap:10px}.lumi-msg{max-width:86%;padding:11px 13px;border-radius:16px;font-size:13px;line-height:1.45;box-shadow:0 8px 22px rgba(7,28,40,.06)}
.lumi-bot{align-self:flex-start;background:#fff;color:#071c28;border:1px solid #dff5f7;border-bottom-left-radius:6px}.lumi-user{align-self:flex-end;background:#071c28;color:#fff;border-bottom-right-radius:6px}.lumi-ai-suggestions{display:flex;gap:8px;flex-wrap:wrap;padding:12px 14px;background:#fff;border-top:1px solid #e8f4f6}.lumi-ai-suggestions button{border:1px solid #d7eef2;background:#f7fdfe;color:#071c28;border-radius:999px;padding:8px 10px;font-weight:800;font-size:12px;cursor:pointer}.lumi-ai-suggestions button:hover{background:#33cddb;color:#071c28;border-color:#33cddb}.lumi-ai-form{display:flex;gap:8px;padding:14px;background:#fff;border-top:1px solid #e8f4f6}.lumi-ai-form input{flex:1;border:1px solid #d9e9ee;border-radius:14px;padding:12px 13px;font:inherit;font-size:13px;outline:none;background:#fbfdff}.lumi-ai-form input:focus{border-color:#33cddb;box-shadow:0 0 0 4px rgba(51,205,219,.14)}.lumi-ai-form button{border:0;border-radius:14px;background:#33cddb;color:#071c28;font-weight:900;padding:0 15px;cursor:pointer}.lumi-ai-form button:hover{filter:brightness(.96)}
@keyframes lumiPanelIn{from{opacity:0;transform:translateY(12px) scale(.97)}to{opacity:1;transform:translateY(0) scale(1)}}
@media(max-width:560px){.lumi-ai-widget{right:14px;bottom:74px}.lumi-ai-toggle{padding:8px}.lumi-ai-toggle span{display:none}.lumi-ai-toggle img{width:58px;height:58px}.lumi-ai-panel{right:-4px;bottom:74px}.lumi-ai-messages{height:260px}}

/* ===== Substituição solicitada: Sobre nós + Nossos Serviços ===== */
.sobre-nos-clean{background:#fff;padding:72px 0 64px;color:#071c28}
.sobre-nos-clean h2,.nossos-servicos-clean h2{font-size:clamp(28px,3vw,42px);font-weight:900;color:#071c28;margin-bottom:26px;letter-spacing:-.04em;text-align:center}
.sobre-texto-principal{max-width:1080px;margin:0 auto 34px;color:#4d5b68;font-size:15px;line-height:1.34;font-weight:500;text-align:left}
.sobre-diferenciais-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1080px;margin:0 auto}
.sobre-diferencial-card{background:#fff;border:1.5px solid #071c28;border-radius:12px;min-height:150px;padding:18px 16px 20px;text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:flex-start;transition:.22s ease;box-shadow:none}
.sobre-diferencial-card:hover{transform:translateY(-4px);border-color:#33cddb;box-shadow:0 16px 38px rgba(7,28,40,.09)}
.sobre-icon,.servico-icon{width:46px;height:46px;border-radius:9px;background:#08bfcc;color:#fff;display:grid;place-items:center;margin:0 auto 16px;box-shadow:0 10px 22px rgba(51,205,219,.25)}
.sobre-icon svg,.servico-icon svg{width:24px;height:24px;fill:currentColor}
.sobre-diferencial-card h3{font-size:14px;font-weight:900;color:#071c28;margin:0 0 10px;line-height:1.2}
.sobre-diferencial-card p{font-size:12px;line-height:1.42;color:#1d5483;margin:0;font-weight:500}
.nossos-servicos-clean{background:#f6f6f6;padding:22px 0 76px;color:#071c28}
.nossos-servicos-clean h2{margin-bottom:10px}
.nossos-servicos-clean .subtitle{font-size:13px;color:#1d5483;margin-bottom:30px;max-width:none}
.servicos-clean-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 88px;max-width:1060px;margin:0 auto;text-align:left}
.servico-clean-card{background:#fff;border:1px solid #d9e0e6;border-radius:13px;padding:22px 22px 24px;min-height:160px;box-shadow:0 4px 14px rgba(7,28,40,.06);transition:.22s ease}
.servico-clean-card:hover{transform:translateY(-4px);border-color:#33cddb;box-shadow:0 18px 42px rgba(7,28,40,.10)}
.servico-clean-card .servico-icon{margin:0 0 22px;width:43px;height:43px;border-radius:8px}
.servico-clean-card .servico-icon svg{width:23px;height:23px}
.servico-clean-card h3{font-size:19px;color:#071c28;font-weight:900;margin:0 0 22px;letter-spacing:-.02em}
.servico-clean-card p{font-size:13px;line-height:1.55;color:#1d5483;margin:0;font-weight:500}
@media(max-width:980px){.sobre-diferenciais-grid{grid-template-columns:repeat(2,1fr)}.servicos-clean-grid{gap:24px;grid-template-columns:1fr 1fr}}
@media(max-width:620px){.sobre-nos-clean{padding:54px 0 50px}.sobre-texto-principal{text-align:left;font-size:14px}.sobre-diferenciais-grid,.servicos-clean-grid{grid-template-columns:1fr}.nossos-servicos-clean{padding:40px 0 58px}.servico-clean-card{min-height:auto}.sobre-diferencial-card{min-height:auto}.sobre-nos-clean h2,.nossos-servicos-clean h2{font-size:30px}}


.cta-strip{background:#20c7d8;color:#fff;padding:48px 20px;text-align:center}
.cta-strip h2{font-size:clamp(2rem,4vw,3rem);margin:0 0 16px;font-weight:800}
.cta-strip p{max-width:760px;margin:0 auto 36px;font-size:1.1rem}
.cta-strip h3{font-size:clamp(1.6rem,3vw,2.3rem);margin:0;font-weight:800}



/* ===== Nossas Filiais - versão em HTML responsiva ===== */
.branches-section{
  background:#fff;
  padding:86px 0 74px;
}

.branches-section .subtitle{
  margin-bottom:44px;
  color:#315879;
  font-size:16px;
}

.filiais-grid{
  width:min(920px,100%);
  margin:0 auto;
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:22px 28px;
  align-items:stretch;
}

.filial-card{
  min-height:56px;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:12px;
  padding:14px 16px;
  background:#fff;
  border:1px solid rgba(7,28,40,.11);
  border-radius:9px;
  box-shadow:0 7px 16px rgba(7,28,40,.07);
  color:#071c28;
  transition:transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

.filial-card:hover{
  transform:translateY(-3px);
  border-color:rgba(51,205,219,.55);
  box-shadow:0 14px 28px rgba(7,28,40,.12);
}

.filial-card strong{
  font-size:18px;
  line-height:1.1;
  font-weight:700;
  letter-spacing:-.04em;
  white-space:nowrap;
}

.filial-pin{
  flex:0 0 auto;
  display:inline-grid;
  place-items:center;
  width:16px;
  height:16px;
  font-size:16px;
  line-height:1;
  color:#00c8d7;
  font-weight:900;
}

@media(max-width:980px){
  .filiais-grid{
    grid-template-columns:repeat(3,minmax(0,1fr));
    gap:18px;
  }
}

@media(max-width:720px){
  .branches-section{
    padding:64px 0 58px;
  }

  .filiais-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:14px;
  }

  .filial-card{
    min-height:54px;
    padding:13px 12px;
  }

  .filial-card strong{
    font-size:16px;
    letter-spacing:-.035em;
  }
}

@media(max-width:430px){
  .filiais-grid{
    grid-template-columns:1fr;
  }

  .filial-card{
    justify-content:flex-start;
    padding-left:24px;
  }
}

/* ===== Ajuste solicitado: Filiais Premium + Rodapé Clean ===== */
.branches-premium{
  position:relative;
  overflow:hidden;
  background:linear-gradient(180deg,#ffffff 0%,#f7fbfd 100%);
  padding:72px 0 72px;
}
.branches-premium::before{
  content:"";
  position:absolute;
  width:460px;
  height:460px;
  left:-180px;
  top:40px;
  background:radial-gradient(circle,rgba(51,205,219,.16),rgba(51,205,219,0) 68%);
  pointer-events:none;
}
.branches-premium::after{
  content:"";
  position:absolute;
  width:520px;
  height:520px;
  right:-210px;
  bottom:-160px;
  background:radial-gradient(circle,rgba(7,28,40,.09),rgba(7,28,40,0) 70%);
  pointer-events:none;
}
.section-eyebrow{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  margin:0 auto 12px;
  padding:8px 16px;
  border-radius:999px;
  background:rgba(51,205,219,.10);
  border:1px solid rgba(51,205,219,.25);
  color:#00b8c8;
  font-size:12px;
  line-height:1;
  font-weight:900;
  text-transform:uppercase;
  letter-spacing:.10em;
}
.branches-premium h2{color:#071c28;margin-bottom:10px;letter-spacing:-.04em}
.branches-premium .subtitle{max-width:760px;margin-bottom:28px;color:#315879;font-size:16px;line-height:1.55}
.filiais-premium-grid{
  position:relative;
  z-index:1;
  width:min(1120px,100%);
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:18px;
}
.filial-premium-card{
  position:relative;
  isolation:isolate;
  min-height:112px;
  align-items:flex-start;
  justify-content:center;
  flex-direction:column;
  text-align:left;
  gap:8px;
  padding:24px 22px 22px 70px;
  border-radius:18px;
  background:linear-gradient(145deg,#fff 0%,#f8fdff 100%);
  border:1px solid rgba(51,205,219,.18);
  box-shadow:0 14px 34px rgba(7,28,40,.08);
  overflow:hidden;
}
.filial-premium-card::before{
  content:"";
  position:absolute;
  inset:0 auto 0 0;
  width:4px;
  background:linear-gradient(180deg,#33cddb,#071c28);
  opacity:.95;
}
.filial-premium-card::after{
  content:"";
  position:absolute;
  right:-38px;
  top:-38px;
  width:112px;
  height:112px;
  border-radius:50%;
  background:rgba(51,205,219,.10);
  z-index:-1;
}
.filial-premium-card:hover{
  transform:translateY(-6px);
  border-color:rgba(51,205,219,.55);
  box-shadow:0 22px 52px rgba(7,28,40,.14);
}
.filial-premium-card .filial-pin{
  position:absolute;
  left:22px;
  top:26px;
  width:34px;
  height:34px;
  border-radius:12px;
  background:#08c6d6;
  color:#fff;
  font-size:17px;
  box-shadow:0 10px 22px rgba(51,205,219,.26);
}
.filial-premium-card strong{
  white-space:normal;
  font-size:18px;
  font-weight:900;
  color:#071c28;
  line-height:1.12;
  letter-spacing:-.035em;
}
.filial-premium-card small{
  display:block;
  color:#315879;
  font-size:12px;
  font-weight:700;
  line-height:1.35;
}
.filial-featured{
  grid-column:span 2;
  background:linear-gradient(135deg,#071c28 0%,#0a3448 45%,#08c6d6 140%);
  border-color:rgba(51,205,219,.65);
}
.filial-featured strong,.filial-featured small{color:#fff}
.filial-featured::after{background:rgba(255,255,255,.10)}

.footer-clean-modelo{
  background:#071c28;
  color:#d7e6ee;
  padding:52px 0 0;
  border-top:1px solid rgba(51,205,219,.16);
}
.footer-clean-grid{
  display:grid;
  grid-template-columns:1.45fr .95fr 1.2fr 1fr;
  gap:54px;
  align-items:flex-start;
}
.footer-clean-logo{width:96px;max-width:100%;height:auto;display:block;margin-bottom:18px}
.footer-clean-brand p{max-width:290px;color:#d7e6ee;font-size:14px;line-height:1.65;margin:0 0 22px}
.footer-clean-col h4{color:#fff;font-size:14px;font-weight:900;margin:0 0 18px}
.footer-clean-col a{display:block;color:#d7e6ee;text-decoration:none;font-size:14px;margin:0 0 12px;line-height:1.4;transition:.22s ease}
.footer-clean-col a:hover{color:#33cddb;transform:translateX(3px)}
.footer-clean-contact a{font-size:13px}
.footer-clean-social{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.footer-clean-social a{display:inline-flex;align-items:center;justify-content:center;color:#d7e6ee;text-decoration:none;font-weight:900;font-size:14px;transition:.2s ease}
.footer-clean-social a:hover{color:#33cddb;transform:translateY(-2px)}
.footer-clean-bottom{
  margin-top:38px;
  padding:18px 12px 20px;
  text-align:center;
  color:#c7d4dc;
  border-top:1px solid rgba(255,255,255,.08);
  font-size:12px;
}

@media(max-width:1020px){
  .filiais-premium-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
  .filial-featured{grid-column:span 1}
  .footer-clean-grid{grid-template-columns:1fr 1fr;gap:36px}
}
@media(max-width:720px){
  .branches-premium{padding:56px 0 56px}
  .filiais-premium-grid{grid-template-columns:1fr 1fr;gap:16px}
  .filial-premium-card{min-height:108px;padding:22px 16px 20px 64px}
  .filial-premium-card .filial-pin{left:18px;top:22px}
}
@media(max-width:560px){
  .filiais-premium-grid{grid-template-columns:1fr}
  .footer-clean-modelo{padding-top:42px}
  .footer-clean-grid{grid-template-columns:1fr;gap:30px}
  .footer-clean-bottom{text-align:center;margin-top:30px}
}


/* ===== Seção Sobre - Qualificação de Parceiros ===== */
.about-partners-section{
  position:relative;
  overflow:hidden;
  background:linear-gradient(180deg,#f6fdff 0%,#ffffff 100%);
  padding:72px 0 68px;
  color:#071c28;
}
.about-partners-section::before{
  content:"";
  position:absolute;
  inset:-160px -120px auto auto;
  width:520px;
  height:520px;
  border-radius:50%;
  background:radial-gradient(circle,rgba(51,205,219,.18),rgba(51,205,219,0) 64%);
  pointer-events:none;
}
.about-partners-wrap{
  display:grid;
  grid-template-columns:minmax(320px,.88fr) minmax(360px,1fr);
  align-items:center;
  gap:64px;
  max-width:1120px!important;
}
.about-partners-copy h2{
  font-size:clamp(38px,4.1vw,58px);
  line-height:1.04;
  letter-spacing:-.055em;
  font-weight:900;
  margin:0 0 34px;
  color:#071c28;
}
.about-partners-copy p{
  max-width:560px;
  color:#6c7581;
  font-size:16px;
  line-height:1.68;
  margin:0;
}
.about-partners-copy strong{color:#071c28;font-weight:900;}
.about-partners-art{
  position:relative;
  min-height:390px;
  display:grid;
  place-items:center;
}
.finance-window{
  position:relative;
  width:min(440px,88vw);
  height:315px;
  border-radius:24px 24px 20px 20px;
  background:linear-gradient(180deg,#c9f3f6 0%,#b7ecf0 100%);
  border:1px solid rgba(12,132,156,.22);
  box-shadow:0 30px 65px rgba(0,128,160,.18), inset 0 -8px 0 rgba(6,119,165,.18);
  transform:rotate(1.5deg);
}
.window-dots{display:flex;gap:14px;padding:34px 0 0 42px;}
.window-dots span{
  width:24px;height:24px;border-radius:50%;
  background:linear-gradient(145deg,#11bdea,#079fe2);
  box-shadow:inset 0 -3px 0 rgba(0,78,140,.18);
}
.window-body{
  position:absolute;
  left:48px;right:42px;bottom:36px;top:92px;
  border-radius:16px;
  background:linear-gradient(135deg,#00c4e8,#087ad3);
  box-shadow:inset 0 0 0 5px rgba(255,255,255,.14),0 18px 25px rgba(0,83,156,.25);
  overflow:hidden;
}
.window-body::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(255,255,255,.24),transparent 36%,rgba(255,255,255,.12));
}
.profile-card{
  position:absolute;left:30px;top:30px;width:98px;height:122px;border:8px solid rgba(153,249,255,.72);border-radius:4px;
}
.profile-card::before{
  content:"";position:absolute;left:50%;top:27px;transform:translateX(-50%);width:32px;height:32px;border-radius:50%;background:#eaffff;
}
.profile-card span{
  position:absolute;left:50%;bottom:22px;transform:translateX(-50%);width:62px;height:38px;border-radius:38px 38px 8px 8px;background:#eaffff;display:block;
}
.chart-bars{position:absolute;right:44px;bottom:32px;display:flex;align-items:flex-end;gap:15px;z-index:1;}
.chart-bars i{display:block;width:26px;background:rgba(232,255,255,.95);border-radius:4px 4px 0 0;box-shadow:0 0 18px rgba(139,255,255,.55);}
.chart-bars i:nth-child(1){height:82px}.chart-bars i:nth-child(2){height:120px}.chart-bars i:nth-child(3){height:160px}
.chart-line{position:absolute;right:14px;top:16px;width:190px;height:130px;color:#8bffff;filter:drop-shadow(0 0 9px rgba(139,255,255,.65));z-index:2;}
.coin{
  position:absolute;display:grid;place-items:center;border-radius:50%;
  font-weight:900;font-size:70px;color:#70ffff;
  font-family:Arial,Helvetica,sans-serif;
  background:radial-gradient(circle at 35% 28%,#12dff6 0%,#0a8adb 44%,#0564c6 72%,#0049a7 100%);
  border:5px solid #049cea;
  box-shadow:inset -10px -10px 0 rgba(0,51,155,.22), inset 8px 8px 0 rgba(255,255,255,.22),0 16px 22px rgba(0,86,172,.25);
  text-shadow:0 3px 0 rgba(0,58,146,.35);
}
.coin-a{width:132px;height:132px;right:14px;top:22px;transform:rotate(8deg);}
.coin-b{width:110px;height:110px;left:4px;top:178px;font-size:60px;transform:rotate(-12deg);}
.coin-c{width:130px;height:130px;right:12px;bottom:46px;font-size:70px;transform:rotate(-8deg);}
.coin-d{width:124px;height:86px;left:100px;bottom:28px;border-radius:50%;font-size:58px;transform:rotate(15deg);}
@media(max-width:980px){
  .about-partners-section{padding:62px 0 58px;}
  .about-partners-wrap{grid-template-columns:1fr;gap:36px;text-align:center;}
  .about-partners-copy p{margin:0 auto;}
  .about-partners-art{min-height:360px;}
}
@media(max-width:620px){
  .about-partners-section{padding:46px 0 42px;}
  .about-partners-wrap{text-align:left;}
  .about-partners-copy h2{font-size:36px;margin-bottom:22px;}
  .about-partners-copy p{font-size:14px;line-height:1.62;}
  .about-partners-art{min-height:290px;transform:scale(.82);transform-origin:center top;margin-bottom:-48px;}
}
@media(max-width:420px){.about-partners-art{transform:scale(.68);margin-bottom:-92px;}.about-partners-copy h2{font-size:31px;}}

/* ===== Substituição solicitada: Estrutura de Operações no lugar de Nossos Serviços ===== */
.estrutura-operacoes{
  position:relative;
  overflow:hidden;
  background:
    radial-gradient(circle at 18% 12%,rgba(51,205,219,.16),transparent 34%),
    radial-gradient(circle at 84% 72%,rgba(51,205,219,.18),transparent 36%),
    linear-gradient(135deg,#061d29 0%,#062b38 42%,#073446 100%);
  color:#fff;
  padding:76px 0 88px;
  isolation:isolate;
}
.estrutura-operacoes::before{
  content:"";
  position:absolute;
  inset:0;
  background:
    linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px),
    linear-gradient(180deg,rgba(255,255,255,.025) 1px,transparent 1px);
  background-size:34px 34px;
  opacity:.5;
  pointer-events:none;
  z-index:-1;
}
.estrutura-header{max-width:960px;margin:0 auto 42px;}
.estrutura-header h2{
  margin:0 0 26px;
  color:#fff;
  font-size:clamp(30px,4.3vw,54px);
  line-height:1.12;
  letter-spacing:-.055em;
  font-weight:900;
}
.estrutura-header p{
  margin:0 auto;
  max-width:900px;
  color:#33cddb;
  font-size:clamp(15px,1.5vw,20px);
  font-weight:800;
  line-height:1.5;
}
.estrutura-grid{
  width:min(980px,100%);
  margin:0 auto;
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px;
}
.estrutura-card{
  min-height:150px;
  padding:24px 22px 22px;
  border-radius:18px;
  background:linear-gradient(145deg,rgba(7,87,103,.76),rgba(9,54,72,.88));
  border:1px solid rgba(51,205,219,.28);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.08),0 18px 42px rgba(0,0,0,.18);
  transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease;
}
.estrutura-card:hover{
  transform:translateY(-5px);
  border-color:rgba(51,205,219,.72);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.12),0 24px 54px rgba(0,0,0,.24);
}
.estrutura-card span{
  display:block;
  color:#33cddb;
  font-size:14px;
  font-weight:900;
  margin-bottom:18px;
  letter-spacing:.04em;
}
.estrutura-card h3{
  margin:0 0 12px;
  color:#fff;
  font-size:19px;
  line-height:1.18;
  font-weight:900;
  letter-spacing:-.025em;
}
.estrutura-card p{
  margin:0;
  color:#b7edf3;
  font-size:14px;
  line-height:1.42;
  font-weight:600;
}
@media(max-width:900px){
  .estrutura-operacoes{padding:64px 0 72px;}
  .estrutura-grid{grid-template-columns:repeat(2,minmax(0,1fr));}
}
@media(max-width:620px){
  .estrutura-operacoes{padding:52px 0 58px;}
  .estrutura-header{margin-bottom:30px;text-align:left;}
  .estrutura-header h2 br{display:none;}
  .estrutura-header p{font-size:14px;}
  .estrutura-grid{grid-template-columns:1fr;gap:14px;}
  .estrutura-card{min-height:auto;padding:22px 20px;}
}

/* ===== Seção Equipe + Feedback (substitui Filiais) ===== */
.team-feedback-section{
  position:relative;
  overflow:hidden;
  background:#f4fbfd;
}
.team-orientation{
  position:relative;
  overflow:hidden;
  padding:78px 0 88px;
  background:
    radial-gradient(circle at 52% 20%,rgba(51,205,219,.12),transparent 34%),
    linear-gradient(180deg,#f2fbfd 0%,#edf8fb 100%);
}
.team-orientation::after{
  content:"";
  position:absolute;
  left:50%;
  bottom:-120px;
  width:420px;
  height:180px;
  transform:translateX(-50%);
  background:radial-gradient(ellipse,rgba(7,28,40,.20),transparent 65%);
  filter:blur(18px);
  pointer-events:none;
}
.team-orientation-grid{
  display:grid;
  grid-template-columns:minmax(320px,.95fr) minmax(360px,1fr);
  align-items:center;
  gap:72px;
  max-width:1120px!important;
}
.team-orientation-copy h2{
  margin:0 0 30px;
  max-width:560px;
  font-size:clamp(34px,4.6vw,58px);
  line-height:1.03;
  letter-spacing:-.06em;
  font-weight:900;
  color:#071c28;
}
.team-orientation-copy p{
  max-width:500px;
  margin:0;
  color:#7a858d;
  font-size:16px;
  line-height:1.7;
}
.team-illustration{
  position:relative;
  min-height:360px;
  display:flex;
  align-items:flex-end;
  justify-content:center;
}
.floating-badge{
  position:absolute;
  display:grid;
  place-items:center;
  width:58px;
  height:58px;
  border-radius:50%;
  color:#fff;
  font-size:28px;
  font-weight:900;
  box-shadow:0 18px 34px rgba(7,28,40,.12);
  animation:floatSoft 4.8s ease-in-out infinite;
}
.badge-green{top:18px;left:25%;background:#08c76f;animation-delay:.1s}
.badge-orange{top:115px;left:12%;background:#ffbd5b;animation-delay:.8s}
.badge-blue{top:212px;left:16%;background:#5f80ff;animation-delay:1.4s}
.floating-card{
  position:absolute;
  border-radius:10px;
  box-shadow:0 18px 34px rgba(7,28,40,.10);
  animation:floatSoft 5.2s ease-in-out infinite;
}
.card-note{
  top:8px;
  right:28%;
  width:104px;
  height:70px;
  background:#ffbd5b;
  padding:16px 18px;
}
.card-note span{display:block;height:4px;background:#fff;border-radius:999px;margin:0 0 10px;opacity:.92}
.card-note span:nth-child(2){width:70%}.card-note span:nth-child(3){width:86%}
.card-code{
  top:98px;
  right:4%;
  width:154px;
  height:160px;
  background:#f8fbff;
  border-top:24px solid #5f80ff;
  padding:22px 24px;
}
.card-code::before{content:"";position:absolute;top:-16px;left:18px;width:6px;height:6px;border-radius:50%;background:#fff;box-shadow:16px 0 0 #fff,32px 0 0 #fff}
.card-code i{display:block;height:4px;border-radius:999px;margin:0 0 12px;background:#071c28;opacity:.9}
.card-code i:nth-child(2),.card-code i:nth-child(5){width:72%;background:#10c9d4}.card-code i:nth-child(3){width:54%;background:#ff7b47}.card-code i:nth-child(4){width:86%;background:#10c9d4}.card-code i:nth-child(6){width:68%}
.person-illustration{position:relative;width:250px;height:292px;margin-left:80px;z-index:2}
.person-head{position:absolute;top:76px;left:92px;width:78px;height:92px;background:#ffb08c;border-radius:42% 42% 46% 46%;z-index:4;overflow:hidden}
.person-head span{position:absolute;left:20px;top:42px;width:6px;height:6px;border-radius:50%;background:#071c28;box-shadow:28px 0 0 #071c28}
.person-hair{position:absolute;top:62px;left:74px;width:118px;height:128px;background:#071c28;border-radius:62px 62px 28px 28px;z-index:3}
.person-hair::after{content:"";position:absolute;right:-12px;top:40px;width:42px;height:120px;background:#071c28;border-radius:30px}
.person-body{position:absolute;left:45px;bottom:30px;width:160px;height:130px;background:#08c6d6;border-radius:55px 55px 12px 12px;z-index:2}
.person-arm{position:absolute;left:18px;top:160px;width:54px;height:110px;background:#08c6d6;border-radius:38px;transform:rotate(-28deg);z-index:3}
.person-arm::after{content:"";position:absolute;left:8px;top:-8px;width:38px;height:38px;background:#ffb08c;border-radius:50%}
.person-laptop{position:absolute;left:42px;bottom:0;width:190px;height:104px;background:#8788a3;border-radius:8px 8px 12px 12px;z-index:5;display:grid;place-items:center;box-shadow:0 20px 30px rgba(7,28,40,.16)}
.person-laptop img{width:34px;height:auto;filter:drop-shadow(0 3px 8px rgba(0,0,0,.15))}
.partner-feedback{
  position:relative;
  overflow:hidden;
  padding:70px 0 86px;
  background:
    radial-gradient(circle at 50% -10%,rgba(51,205,219,.22),transparent 24%),
    linear-gradient(180deg,#061d28 0%,#03141d 100%);
  color:#fff;
}
.partner-feedback h2{
  color:#fff;
  font-size:clamp(32px,4vw,54px);
  line-height:1.06;
  letter-spacing:-.055em;
  margin:0 0 46px;
}
.feedback-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:28px;
  width:min(900px,100%);
  margin:0 auto;
}
.feedback-card{
  min-height:104px;
  padding:24px 24px 22px;
  border-radius:16px;
  text-align:left;
  background:linear-gradient(145deg,rgba(11,95,111,.74),rgba(7,54,70,.88));
  border:1px solid rgba(51,205,219,.25);
  box-shadow:0 18px 40px rgba(0,0,0,.16);
}
.feedback-card p{margin:0 0 18px;color:#d9f8fb;font-size:13px;line-height:1.55;font-weight:700}
.feedback-card strong{display:block;color:#16d7e5;font-size:13px;font-weight:900}
@keyframes floatSoft{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@media(max-width:980px){
  .team-orientation{padding:64px 0 74px}
  .team-orientation-grid{grid-template-columns:1fr;gap:42px;text-align:center}
  .team-orientation-copy h2,.team-orientation-copy p{margin-left:auto;margin-right:auto}
  .team-illustration{min-height:340px}
  .feedback-grid{grid-template-columns:1fr;max-width:620px}
}
@media(max-width:620px){
  .team-orientation{padding:52px 0 62px}
  .team-orientation-grid{gap:24px}
  .team-orientation-copy{text-align:left}
  .team-orientation-copy h2{font-size:34px;margin-bottom:20px}
  .team-orientation-copy p{font-size:14px;margin-left:0;margin-right:0}
  .team-illustration{min-height:300px;transform:scale(.82);transform-origin:center top;margin-bottom:-46px}
  .partner-feedback{padding:56px 0 64px}
  .partner-feedback h2{font-size:34px;margin-bottom:30px}
  .feedback-grid{gap:16px}
  .feedback-card{padding:22px 20px}
}


.team-illustration{position:relative}
.team-custom-image{width:100%;max-width:520px;height:auto;display:block;position:relative;z-index:5}
.team-custom-image ~ *{display:none!important}
\n\n/* =========================================================\n   REVISÃO GERAL 2026 — RESPONSIVIDADE, ALINHAMENTO E ACESSIBILIDADE\n   ========================================================= */\nhtml{scroll-behavior:smooth;scroll-padding-top:88px;overflow-x:hidden}\nbody{overflow-x:hidden;min-width:320px}\n*,*::before,*::after{box-sizing:border-box}\nimg,svg,video{max-width:100%;height:auto}\na,button,input,textarea,select{-webkit-tap-highlight-color:transparent}\nbutton,a{touch-action:manipulation}\n:focus-visible{outline:3px solid #33cddb;outline-offset:3px;border-radius:6px}\n.container{width:min(1180px,calc(100% - 40px));margin-inline:auto}\n.hero-content{padding-top:clamp(108px,12vw,165px);padding-bottom:clamp(155px,18vw,235px)}\n.hero h1{font-size:clamp(2.1rem,4.4vw,4.4rem);line-height:1.05;max-width:830px;text-wrap:balance}\n.hero-description{max-width:650px;font-size:clamp(1rem,1.6vw,1.22rem);line-height:1.65;margin-top:18px}\n.hero-feature-strip{align-items:stretch}\n.hero-feature-strip article{min-width:0}\n.hero-feature-strip strong,.hero-feature-strip small{overflow-wrap:anywhere}\n.about-partners-wrap,.branches-layout,.contact-box{align-items:center}\n.about-partners-copy h2,.estrutura-header h2,.section h2{text-wrap:balance}\n.team-custom-image{display:block;width:100%;object-fit:contain}\n.estrutura-card,.bank-card{height:100%}\n.bank-card img{display:block;max-width:100%;object-fit:contain}\n.contact-modal-card,.lumi-ai-panel{max-height:calc(100dvh - 32px);overflow:auto}\nbody.menu-open,body.contact-modal-open{overflow:hidden}\n.menu-toggle{flex:0 0 auto}\n.menu-toggle span{transition:transform .25s ease,opacity .2s ease}\n.menu-toggle.is-open span:nth-child(1){transform:translateY(7px) rotate(45deg)}\n.menu-toggle.is-open span:nth-child(2){opacity:0}\n.menu-toggle.is-open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}\n@media(max-width:1180px){\n  .container{width:min(100% - 32px,1100px)}\n  .nav{gap:12px}.nav a{font-size:13px}.btn-area,.btn-partner{padding-inline:12px}\n}\n@media(max-width:1020px){\n  .menu-toggle{display:flex;flex-direction:column;justify-content:center;gap:5px;z-index:1002}\n  .nav{position:fixed;inset:72px 0 0 auto;width:min(390px,88vw);height:calc(100dvh - 72px);padding:30px 24px 44px;background:#fff;box-shadow:-20px 20px 40px rgba(7,28,40,.18);display:flex;flex-direction:column;align-items:stretch;gap:8px;overflow-y:auto;transform:translateX(105%);right:0;transition:transform .3s ease;z-index:1001}\n  .nav.active{transform:translateX(0);right:0}\n  .nav a{width:100%;padding:12px 10px;font-size:15px}\n  .nav .btn-area,.nav .btn-partner{justify-content:center;padding:13px 16px;margin-top:4px}\n  body.menu-open::after{content:"";position:fixed;inset:72px 0 0;background:rgba(7,28,40,.45);backdrop-filter:blur(2px);z-index:1000}\n  .hero-feature-strip{grid-template-columns:repeat(2,minmax(0,1fr))}\n}\n@media(max-width:768px){\n  html{scroll-padding-top:72px}\n  .container{width:calc(100% - 28px)}\n  .topbar,.nav-wrap{height:72px}\n  .brand-logo{max-width:150px}\n  .hero{min-height:auto;background-position:center top}\n  .hero-content{padding-top:120px;padding-bottom:220px;text-align:left}\n  .hero h1{max-width:92%}\n  .hero-description{max-width:88%}\n  .hero-feature-strip{position:relative;bottom:auto;margin-top:-140px;margin-bottom:32px;grid-template-columns:1fr;gap:10px}\n  .hero-feature-strip article{padding:16px;border-radius:16px}\n  .section{padding-block:clamp(52px,9vw,72px)}\n  .about-partners-wrap{grid-template-columns:1fr;gap:30px}\n  .about-partners-copy{text-align:left}\n  .estrutura-header br{display:none}\n  .estrutura-grid{grid-template-columns:1fr}\n  .bank-grid,.bank-grid-10{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}\n  .bank-card{min-width:0;padding:18px 12px}\n  .bank-card strong{font-size:13px;overflow-wrap:anywhere}\n  .footer-grid-modelo{grid-template-columns:1fr}\n}\n@media(max-width:520px){\n  .container{width:calc(100% - 24px)}\n  .brand-logo{max-width:132px}\n  .nav{top:66px;height:calc(100dvh - 66px);width:92vw}\n  body.menu-open::after{inset-top:66px}\n  .hero-content{padding-top:105px;padding-bottom:195px}\n  .hero h1{font-size:clamp(2rem,10vw,2.8rem);max-width:100%}\n  .hero-description{max-width:100%}\n  .hero-feature-strip{margin-top:-120px}\n  .bank-grid,.bank-grid-10{grid-template-columns:1fr}\n  .bank-card{min-height:auto}\n  .contact-modal{padding:12px}\n  .contact-modal-card{width:100%;max-height:calc(100dvh - 24px)}\n  .lumi-ai-widget{right:10px;bottom:68px}\n  .lumi-ai-panel{position:fixed;left:10px;right:10px;bottom:145px;width:auto;max-width:none}\n}\n@media(prefers-reduced-motion:reduce){\n  html{scroll-behavior:auto}\n  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}\n}\n